HEAT

So today is the second day of my three day weekend. I’m digging the three days, but I’ve realized that if I don’t put plans into motion as soon as I hit day one, I’ll spend the day in my pajamas playing videogames and doing yoga. Not that this is a bad thing, it’s very relaxing. Still, I have things to achieve.

One of those things was picking up the bike from the bike store in Cary (I was having some break pads replaced). I needed some exercise today, so instead of waiting for Orie to get back with the car, put on some shorts, a hat, lots of sunscreen, my chain belt and yelllow pack, and walked to the bike store. I should have brought some water- almost two hours in the North Carolina sun is enough to bake one’s brains. The hat helped, though. it was one of those floppy fisherman-style hat dealios. I picked up the bike, bought some “biker socks”, and cruised back, making the return trip in about 25 minutes.

On the way I stopped at the Hallmark store to pick up an “I love you” card for Orie, cause it’s been awhile since I’ve done anything like that. It took me about 5 minutes to find such a card that didn’t have anything to do with birthdays or anniversaries. I still just wanted it to write my own words, but still.

Took a twenty minute cold shower, and now I’m beat.

DEBT

Orie just got back from her dental checkup: So, the 1 crown filling for about $1K that we expected to pay turned out to be two crowns at $3,000. This is coming at a time when:
1) I am just about to go to the gaming convention.
2) We are planning our trip to Japan in October.
3) We were stacking up to buy a new chair, dining table, and save to put an addition on the house.
4) We have to pay $2,000 for the yearly life insurance bill.
5) The property tax bill just came.
6) We’re having every conceivable problem getting MetLife to pay for anything.

So, we’re looking to do one of two things:
1) Get a credit card offering 0% Interest for 6 months. Stack it. Start paying it off at $300/mo intervals. Cancel the card once it’s paid off.
2) Take out a loan with the bank using the car as collateral. Pay it off within one year.
3) We could pay it off with cash, but the problem is that will kill a huge chunk out of our savings put aside for additions to the house next year.

Ahhh, decisions, decisions. Debt.